Coating industry trends has driven increased use and interest to develop more efficient and durable thermal insulative coatings. The key areas for this expansion are to reduce corrosion under insulation, increase occupational safety and reduce energy loss. Key features of these water-based coatings are low thermal conductivity, high hydrophobicity and adhesion along with an emerging interest to have greater heat resistance and stability. This paper will introduce a new water-based silicone hybrid resin to accompany the two novel microporous composite granules; one with high thermal insulative efficiency and the other, a pure hydrophobic synthetic silica pearl shaped filler to optimize thermal insulation efficiency as well as offering mechanical stability and reduced cracking in these highly filled coatings. The new platform offers the formulator options to leverage all new technologies together or separately when a compatible binder is needed to increase thermal heat stability and flame-retardant performance. Coatings and formulating details will be highlighted with thermal degradation of binders, surface temperature comparison for “Safe Touch” coatings, thermal conductivity (Lambda - mW/mK), contact angle measurements along with fire retardance test and direct flame testing using various thermal insulation fillers.